David R. Jobe, ChFC®

Col, USAF (Retired)

Retirement Planning Specialist

Murfreesboro, TN

The 5 Major Wealth Transfers

I am uniquely trained at helping you eliminate unnecessary losses in these 5 major areas where wealth transfers often occur:

  1. How you pay for your house

  2. Funding your qualified plan

  3. Taxes

  4. Paying for educational expenses

  5. Making major capital purchases

The average American family saves only 4 cents of every dollar earned and spends the other 96 cents.

  • Most financial advisors focus on providing investment strategies for only those 4 cents.

  • I take a very different approach where I analyze the entire dollar and specialize in finding areas of your spending that are creating wealth transfers.

Let's assume you earn $100,000 a year, save 4%, and make a 5% rate of return on your savings - that equals $200 in investment returns.

  • What if I can help you find just 2% of your annual income in hidden wealth transfers? That amounts to an extra $2,000 you could save each year.

  • Imagine having an extra $2,000 earning that same 5% without taking any additional risks!

  • Key Lesson: you may save more money identifying and avoiding losses, than in trying to pick the winners.

I look forward to collaborating with you to identify potential areas of loss, so you can redirect those funds in a more efficient way!